Standard Chartered Super Value Titanium Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Premium banking customers are not charged any annual or joining fees. They can receive a 100% cashback, up to Rs 1,500, on fuel purchases within the first three months of receiving their card. They can also enjoy a 5% cashback monthly on fuel, utility bill payments, and phone bills. For every Rs 150 spent on other categories, they will receive 1 reward point. Additionally, premium banking customers will receive a complimentary membership to Priority Pass. If they have spent Rs 90,000 or more in the previous year, they will receive a waiver on the annual fee.

The Standard Chartered Super Value Titanium Credit Card is a great option for individuals who frequently use their credit card for fuel and shopping.

With a joining fee of Rs. 750 + GST and a renewal fee of the same amount, this card offers numerous benefits to its users.

One of the attractive features of this card is the reward system, which is in the form of Reward Points.

Users can earn up to 5% cashback on fuel purchases, utility bills payments, and telephone bills.

Additionally, users can earn 1 Reward Point for every Rs. 150 spent on other categories.

Upon joining, customers can enjoy a welcome benefit of up to Rs. 1,500 cashback on fuel transactions within the first three months.

This provides an immediate advantage for those who frequently fill up their vehicles.

For movie and dining enthusiasts, the card offers exclusive discounts and offers through the Standard Chartered Good Life program.

This allows users to enjoy the perks of dining out and watching movies at a discounted price.

Travel benefits include a complimentary Priority Pass membership, which is available for premium banking customers.

This provides access to airport lounges around the world, making air travel a more comfortable experience.

The card also offers a spend-based waiver for its annual fee.

Users can enjoy a waiver if they have spent Rs. 90,000 in the previous year.

This provides an incentive to use the card more frequently and reap the benefits that come with it.

It is important to note that there is a rewards redemption fee of Rs. 99 per redemption request.

Additionally, there is a foreign currency markup of 3.5% on the conversion amount.

The interest rate for this card is 1.99% per month (23.88% per annum).

In terms of fuel surcharge, a 1% charge is applicable at all fuel stations.

For cash advances, there is a fee of 3% on the transaction amount, with a minimum amount of Rs. 300.

Overall, the Standard Chartered Super Value Titanium Credit Card is an excellent choice for individuals who frequently spend on fuel and shopping.

The card offers attractive rewards and benefits, allowing users to maximize their credit card usage while enjoying various privileges.