Citibank Prestige Credit Card Review

General Information

Rewards and Benefits

Fees and Charges

Summary

Receive a bonus of 2,500 reward points upon joining. Enjoy an annual benefit of Rs. 10,000 from Taj group / ITC hotels every year. Earn 1 reward point for every Rs. 100 spent domestically. Earn 2x reward points on international purchases. Use your reward points for gift vouchers, gadgets, and transfers to frequent flyer points and hotel loyalty programs. Receive complimentary Taj Epicure and Taj InnerCircle memberships. Enjoy unlimited access to airport lounges worldwide with Priority Pass for yourself and additional cardholders. Access Citi concierge services for everyday errands. Receive overseas medical insurance coverage of USD 50,000. Receive protection against lost card worth Rs. 10,00,000.

The Citibank Prestige Credit Card is a top-notch choice for avid travelers.

With a joining fee of Rs. 20,000 + GST and a renewal fee of Rs. 20,000 + GST, this card offers a host of benefits that make it worth the cost.

When it comes to rewards, the Prestige Credit Card earns you Reward Points, with 1 point for every Rs. 100 spent domestically and 2 points for every Rs. 100 spent internationally.

As a welcome bonus, you'll receive 2,500 bonus reward points.

Additionally, you'll enjoy a benefit worth Rs. 10,000 from ITC hotels or the Taj group.

For movie buffs, the Prestige Credit Card provides up to 50% off on movie ticket bookings through BookMyShow.

Shopping is also rewarded, with 1 Reward Point earned for every Rs. 100 spent domestically.

Travelers will find this card particularly enticing, as it offers unlimited complimentary airport lounge access worldwide through the Priority Pass.

You'll also receive a complimentary extra night at any hotel around the world when you book a minimum stay of 4 nights.

The Prestige Credit Card comes with unlimited domestic and international lounge access through the Priority Pass for both primary and add-on cardholders.

Additionally, golf enthusiasts will appreciate the 4 complimentary rounds and lessons of golf annually at over 15 golf destinations in India, with an extra lesson for every Rs. 50,000 spent.

This card also provides valuable insurance benefits, including air accident cover worth Rs. 5 crore, lost card protection worth Rs. 10,000,000, and overseas medical insurance worth USD 50,000.

While there is no spend based waiver, there is no rewards redemption fee either.

It's important to note that the foreign currency markup is 3.5% (plus applicable taxes), and the interest rate is 3.75% per month or 45% annually.

However, you'll enjoy a 1% fuel surcharge waiver at authorized Indian Oil outlets.

If you need cash in a pinch, the cash advance fee is 2% of the withdrawn amount, with a minimum of Rs. 300.

In summary, the Citibank Prestige Credit Card is a comprehensive offering for frequent travelers.

With its generous rewards, airport lounge access, golf benefits, and insurance coverage, it's an excellent choice for those who value luxury and convenience.