Chennai Super Kings ICICI Bank Credit Card Review

The Welcome and Renewal benefit offers 2,000 Reward Points. Cardholders can earn up to 10 Reward Points for every spend of Rs. 100 and receive complimentary access to domestic airport lounges. Furthermore, top spenders will receive autographed memora...

Chennai Super Kings ICICI Bank Credit Card Review


General Information

Our Rating
8/10
Joining Fee
₹Rs. 500 + GST
Annual Fee
₹Rs. 500 + GST
Best For
Shopping

Rewards and Benefits

Reward Type
Reward Points
Welcome Offers
2,000 bonus Reward Points.
Entertainment & Dining
NA
Shopping Perks
2 Reward Points on every retail spend of Rs. 100, 10 Reward Points on every Rs. 100 during CSK match days and 1 Reward Point on all Insurance and utility spends.
Travel Benefits
Complimentary domestic airport lounge access.
Domestic Lounge Access
1 complimentary domestic lounge access every quarter on spending Rs. 5,000 in the previous quarter.
International Lounge Access
NA
Golf Benefits
NA
Insurance Coverage
NA

Fees and Charges

Spend Waiver
The annual fee is waived off on spending Rs. 1.5 lakhs in the previous year.
Redemption Fee
Nil
Forex Markup
3.5
Interest Rate
3.4% per month
Fuel Surcharge Waiver
1% fuel surcharge waiver on all fuel transactions worth up to Rs. 4,000 at all HPCL pumps.
Cash Advance Fee
2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Summary

The Welcome and Renewal benefit is 2,000 Reward Points. For every spend of Rs. 100, you can earn up to 10 Reward Points. You will also receive complimentary access to domestic airport lounges. The top spenders each month will receive autographed memorabilia from the team's key players. Cardholders may have the opportunity to meet the team's players. During the match season, you will receive complimentary tickets to CSK matches. You can enjoy a 25% discount, up to Rs. 100, on movie ticket bookings through BookMyShow. There is a 1% fuel surcharge waiver at all HPCL fuel stations. The annual fee can be waived based on your spending.

Our Review

The Chennai Super Kings ICICI Bank Credit Card is an ideal choice for individuals who enjoy shopping.

With a joining fee of Rs. 500 + GST and a renewal fee of Rs. 500 + GST, this credit card offers various attractive features.

One of the standout benefits of this credit card is its reward program.

Cardholders earn 2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points on every Rs. 100 spent during CSK match days.

Additionally, 1 Reward Point is awarded on all insurance and utility spends.

These Reward Points can be redeemed for a range of exciting rewards.

The card also offers a welcome benefit of 2,000 bonus Reward Points, making it even more appealing to new cardholders.

Furthermore, cardholders can enjoy complimentary domestic airport lounge access, providing a touch of luxury and convenience during their travels.

In addition, a complimentary domestic lounge access is available every quarter upon spending Rs. 5,000 in the previous quarter.

In terms of fees, the annual fee is waived off when cardholders spend Rs. 1.5 lakhs in the previous year.

Moreover, the card does not have any rewards redemption fee, making it easier for cardholders to enjoy their earned rewards without any additional charges.

When it comes to foreign currency spends, the card incurs a foreign currency markup of 3.5%.

However, this is a common practice among credit cards for handling foreign transactions.

For fuel transactions, cardholders enjoy a 1% fuel surcharge waiver on transactions up to Rs. 4,000 at all HPCL pumps.

In terms of cash advances, a fee of 2.5% of the withdrawn amount is applicable, with a minimum fee of Rs. 500.

Overall, the Chennai Super Kings ICICI Bank Credit Card is designed to cater to shopping enthusiasts.

With its reward points program, complimentary lounge access, and waived fees for high spenders, this credit card provides a well-rounded experience for cardholders.

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